Age and Social Security Disability

One of the most important criteria is your age. Social Security has decided your age is a very important factor. This reflects the philosophy that at certain ages it becomes more difficult to adapt to new situations, demands, and circumstances. So, if you are age 49 or younger, Social Security says every job in the United States is available. This means such jobs as toll booth collector, identification clerk, security monitor watcher, credit card clerk, etc. have to be ruled out.

Thus, even if you have an orthopaedic impairment that rules out your past relevant work (PRW) as a warehouse worker but you are 49 or younger, you would not be considered disabled because you have not ruled out the light/sedentary jobs I have cited above. This is so even if you have never been trained or educated for light/sedentary jobs. Social Security will assume you are still young enough to adapt to new job situations.

Security

If you fall into the age category 50-54 what SSA calls Approaching Advanced Age, you receive a bit more favorable treatment from Social Security. However, if you can still any jobs in the past that were PRW you cannot be considered disabled. But even if you cannot do any PRW jobs, your still relatively young age can still defeat your claim. Social Security does have the burden to show you cannot do other jobs when you have shown you cannot do PRW. But Social Security can meet its burden of proof by using a vocational expert to testify that (despite your orthopaedic impairment) you can still do other jobs in the national economy.

Age and Social Security Disability

If you fall into the age category 55-59 what SSA calls Advanced Age, you now receive much more favorable treatment by SSA. Again, if you cannot do PRW, the burden again shifts to Social Security to show you can do other jobs. But if your Advanced Education is combined with lack of education and skills you may be close to a winning disability case. This is especially the case if you also have impairment restrictions that restrict you to sedentary work. Sedentary (sit down work) work is defined as work that does not require standing more than two hours out of an eight hour work day and does not require lifting of more than ten pounds. Thus age has now become a much more important factor.

If you are in the 60-64 age group what the SSA calls Retirement Age, then the SSA really smiles on you. You may have to show only that you cannot do PRW. Social Security assumes you are too old to be retrained and new old to adapt to new work circumstances.

In summary, Social Security has made a decision to consider the applicant's age as a major component of the application. So, if you are only 49, you may want to work another year before you apply. More importantly, if you are 54, you definitely need to work another year and obtain the favorable 55-59 criteria treatment. But even then you may have to retain a skilled Social Security Attorney to maximize your chances.

Age and Social Security Disability

Jerry Lutkenhaus is a practitioner of Social Security Disability law in the Richmond, Virginia area for over 30 years. He was given an "AV" rating by Martindale Hubbell in 2003. Lexis Nexis listed him in the 2005 Bar Register of Preeminent Attorneys. For more information, see http://www.geraldlutkenhaus.com and http://www.virginiadisabilitylawyer.com You can call Jerry Lutkenhaus now at 804-358-4766 for a free consultation about your disability case.

Social Security Benefits After Divorce

Divorce does have some effects on social security benefits. The basics are quite simple. If you are entitled to receive social security benefits based upon your own earnings record, you will, of course, be able to collect social security after divorce based on that earnings record. However, if you were married for ten or more years, you might be able to collect social security benefits under your spouse's record after you are divorce. There are a few qualifications that you must deal with.

The first issue to be addressed is the amount of time that you were married before the divorce. To collect social security benefits based upon your former spouse's earnings record, you must have been married for at least ten years. If you or your spouse are considering divorce, this ten year time limit might be an important issue. For example, if you have been married for just nine years, and if having this social security benefit after divorce will help you, you might want to negotiate a one year separation before the divorce. That way, you have preserved your ability to collect social security under your soon to be ex spouse's earnings record after the divorce. The one year separation could have some impact upon other rights that you need to address. So, it is a good idea to discuss this issue with your divorce attorney or with an accountant before finalizing a separation or divorce agreement.

Security

You cannot collect social security under an ex spouse's earnings record if you remarry. So, if you have carefully preserved this benefit after divorce, you might want to be very careful about remarrying. You can collect social security benefits under the next spouse's earnings record, but the same time rule will apply. That is, you must remain married to that individual for ten years before you can collect social security under their earnings record.

Social Security Benefits After Divorce

Many people simply want to know how much they will collect in social security benefits. The general rule when collecting benefits under someone else's earnings record is that you cannot collect more than fifty percent of that person's benefit. So, if your spouse or ex spouse is going to receive a monthly benefit of 00, you cannot collect more than 0 if you collect under their earnings record. You need to know what your own benefit will be to decide if you would be better off collecting under your own earnings record or under a spouse or former spouse's earnings record after divorce.

The rules that pertain to collecting social security after divorce are different than the rules that pertain to collecting social security after the death of a spouse to whom you are still married. THose rules should not be confused.

You can always check with the social security administration to find out what your social security rights and benefits are. The social security administration also maintains a website that you can interact with to figure out your rights and benefits.

Social Security Benefits After Divorce

Jean Mahserjian has practiced family law for close to two decades and is the author of many books devoted to helping consumers understand family law, including the issues of child custody and support. To download free excerpts from her family law books, visit: Divorce Help

Social Security Number Search - How to Find People by Social Security Numbers

With identity theft at an all time high, many people and businesses are constantly looking for ways to conduct social security number searches online. There are a number of reasons for needing to search social security numbers.

Maybe you need to verify a social security number given to you by a potential employee or renter to verify its authenticity. Maybe you are compiling genealogy data for your family history and you have a social security number but you do not know what family member it belongs to.

Security

As you can probably tell, there are many reasons people may need to find people by social security number or confirm a social security number online. In the next few paragraphs, we're going to look into several free and paid resources where you can conduct social security number research online. Let's get started.

• If you simply need to verify the authenticity of a social security number given to you by a prospective employee or renter, you can do so at the United States Social Security Website. The exact web address with detailed instructions is: http://www.ssa.gov/employer/ssnv.htm. At this website, you are allowed to verify up to 10 social security numbers daily. This is a free service provided by the United States Federal Government.
• If you have a social security number, but you do not know whom it belongs to and you would like to find a person using it, things can get a little trickier. Since public record databases do not list social security numbers, you will probably need to help of a private investigator or an online private investigation service like Abika.com, BestPeopleSearch.com or some other similar service.
• Another option is to join a private investigative membership service, which gives you access to the same powerful research databases used by professional private investigators. These memberships can be significantly cheaper than paying a private investigator, but you will need to do your own research. Pricing normally ranges from to annually for unlimited access to the member's area.
• If you need to find someone's social security number, there are a number of ways to do this too. If the person is deceased, you can get his or her social security number for free by simply looking up a name at http://ssdi.rootsweb.com/. If the person is living, you will need to use one of the private investigative methods mentioned in previous paragraphs.

There you have it. These are the most common ways to research social security numbers and to find people using social security numbers online.

Social Security Number Search - How to Find People by Social Security Numbers

For more information on social security numbers [http://www.squidoo.com/social-security-numbers/] and social security number search resources, visit http://www.InvestigateOnline.net Today!

See Also : Improvement Home

Social Security Number Search - How to Find People by Social Security Numbers

With identity theft at an all time high, many people and businesses are constantly looking for ways to conduct social security number searches online. There are a number of reasons for needing to search social security numbers.

Maybe you need to verify a social security number given to you by a potential employee or renter to verify its authenticity. Maybe you are compiling genealogy data for your family history and you have a social security number but you do not know what family member it belongs to.

Security

As you can probably tell, there are many reasons people may need to find people by social security number or confirm a social security number online. In the next few paragraphs, we're going to look into several free and paid resources where you can conduct social security number research online. Let's get started.

• If you simply need to verify the authenticity of a social security number given to you by a prospective employee or renter, you can do so at the United States Social Security Website. The exact web address with detailed instructions is: http://www.ssa.gov/employer/ssnv.htm. At this website, you are allowed to verify up to 10 social security numbers daily. This is a free service provided by the United States Federal Government.
• If you have a social security number, but you do not know whom it belongs to and you would like to find a person using it, things can get a little trickier. Since public record databases do not list social security numbers, you will probably need to help of a private investigator or an online private investigation service like Abika.com, BestPeopleSearch.com or some other similar service.
• Another option is to join a private investigative membership service, which gives you access to the same powerful research databases used by professional private investigators. These memberships can be significantly cheaper than paying a private investigator, but you will need to do your own research. Pricing normally ranges from to annually for unlimited access to the member's area.
• If you need to find someone's social security number, there are a number of ways to do this too. If the person is deceased, you can get his or her social security number for free by simply looking up a name at http://ssdi.rootsweb.com/. If the person is living, you will need to use one of the private investigative methods mentioned in previous paragraphs.

There you have it. These are the most common ways to research social security numbers and to find people using social security numbers online.

Social Security Number Search - How to Find People by Social Security Numbers

For more information on social security numbers [http://www.squidoo.com/social-security-numbers/] and social security number search resources, visit http://www.InvestigateOnline.net Today!

Related : Home security essentials

How Are Social Security Benefits Calculated?

A popular question that I hear from baby boomers getting ready to retire is "how are my Social Security benefits calculated?" This is an important question because it could affect how long you need to work, whether you should continue to work during your retirement years, or other aspects of your retirement plan.

First, please note that you receive a Social Security benefit estimate each year in the mail, usually around your birth date. There are also several calculators available on the Social Security website to help you estimate how much your retirement benefits will be, so you don't need to know how to calculate the benefit yourself.

Security

It's still helpful to know how your benefit is calculated, however, so here are the basics:

Basically, your top 35 years of earnings are indexed for inflation, then averaged to determine the basis for your monthly benefit. If you worked less than 35 years, the missing years will be calculated as zero for purposes of determining your benefit amount.

Planning tip: If you have close to 35 years of earnings and you are close to retirement, you will benefit greatly by continuing to work until you have 35 full years of earnings to include in your benefit calculation. The majority of people this will affect are women who took time off work to raise a family.

The top 35 years of earnings are then divided by 35 to arrive at your average indexed monthly earnings (AIME). A formula is applied to your AIME to determine your primary insurance amount (PIA). We won't go into the specifics of the formula; the important thing to note is that your PIA is the full unreduced benefit you would receive if you retired at your full retirement age (age 66 for people born between 1943 and 1954). This amount will be reduced if you take early retirement or increased if you retire after age 66.

The PIA is also the basis for other benefits such as spousal benefits, so it's important to understand that your PIA is not necessarily the same amount that you will receive. If you are married and your spouse will be collecting benefits based on your earnings instead of her own, then you may want to maximize your own PIA to maximize the total Social Security benefits you and your spouse will receive.

How Are Social Security Benefits Calculated?

Learn how to get the maximum Social Security benefits you are entitled to at Your Guide to Social Security Retirement Income, a website created to help baby boomers learn everything they need to know to make the most out of their Social Security, including when to apply, how to coordinate spousal benefits, how to minimize the taxes they pay on Social Security and much more.

http://www.socialsecurityretirementincome.com.

Kristine McKinley is a Certified Financial Planner and CPA. She has a fee-only financial planning practice and specializes in helping people plan for a comfortable, worry-free retirement.

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Social Security Benefits: When Should You Apply

If you are considering applying for your Social Security retirement benefits, knowing when your first check will arrive will help you transition your budget. Knowing when to apply and when your first check will arrive will make your life and your budget less stressful. Here is what you need to know about applying for your Social Security retirement benefits.

If you are going to be retiring and starting your Social Security benefits, the earliest you can start receiving a check is age 62. If you are planning on applying at age 62, the earliest you can apply for benefits is three months prior to your 62nd birthday. You will need to call Social Security's toll-free number and schedule an appointment at this time. Three months is the typical processing time for Social Security to get its cogs going and start your payments.

Home Security Essentials

When will you receive your first check? Your first month of eligibility for Social Security at age 62 is the month after your birthday. If you turn 62 on August 15th for example, your first month of eligibility is September. Social Security benefits are paid one month behind, so you will receive your first payment for the month of September in October. This is useful information to help you prepare your budget.

To learn more about Social Security benefits and Medicare, visit the website "Social Security Laid Bare" using the links below.

Social Security Benefits: When Should You Apply

Jack Burton specializes in helping people understand Social Security programs for Retirement, Medicare, Supplemental Security Income (SSI), and Disability Benefits. The website Social Security Laid Bare presents information on all of Social Security’s programs in an easy to read format, without technical jargon. For more information visit Social Security Laid Bare: http://www.socialsecuritylaidbare.com

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